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As a 20-something, just entering the real world of bills and steady income, it’s hard to know how to go about saving and spending responsibly. I too am just learning how to navigate these topics and will be the first to acknowledge saving is a lot easier said than done. But, with budget trackers, you can relieve tons of anxiety around saving while also learning some valuable tips along the way.
The good news is that budget trackers are no longer the boring, bland notebooks you used to see in Office Depot, instead, there are now thousands of bright and stylish options available. Personally, my go-to site for accessories such as these is Amazon — because it’s cheaper and their customer services are the bomb. So, here are four budget trackers that I would use for myself and suggest you purchase to help you stay on track. Saving your money never looked (or felt) so good.
The Erin Condren Budget Book is the perfect balance between style and practicality. At the beginning of the notebook there’s a section to write your monthly saving goal — so you can hold yourself accountable. Other features include: a contact page, password page, and debt management tracker. Each month has a page to list your expenses which will be broken down into categories. Save and stay organized with this comprehensive budget tracker.
This journal will help you take control of your money by tracking your income and expenses. Packed with user-friendly worksheets keeping up with income and spending — and also planning ahead. You can also implement principles for successful budgeting and personal finances. Once you’ve got started, it’ll be easy to keep up with your expenses and get your finances on track.
These sheets are a great addition if you already have a Happy Planner, but they can also be used by themselves — you can just get a binder and pop them in. Each package includes: expense trackers, month-at-a-glance budget worksheets, bill pay checklists, and budget reviews. Unlike most budget trackers, these pages are fun and hip and will look awesome with any planner you have.
In this Mead Expense Tracker there are worksheets to help you monitor expenses and cash flow. There are also 12 monthly pockets to hold bills and receipts — with two extra clear folders to keep other items. By far the best thing about this budget tracker is that it’s undated and reusable so it allows you to keep track of what’s coming in and going out. The cover is made from durable poly so it can withstand all the use and roughness you can dish out.